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Version: 2026.08.01

Exclusions

This section details what is not covered by the Classic Homes Limited Warranty.

General Exclusions​

This limited warranty does not cover any construction defects or other damages resulting, either directly or indirectly, from the following causes or occurring in the following situations:

Natural Events​

  • Fire
  • Lightning
  • Explosion
  • Riot and Civil Commotion
  • Smoke
  • Hail
  • Aircraft
  • Falling Objects
  • Vehicles
  • Floods
  • Earthquake
  • Landslide or mudslide originating on property other than the site of the home or common elements
  • Mine subsidence or sinkholes
  • Changes in the underground water table not reasonably foreseeable by us
  • Volcanic eruption, explosion or effusion

Wind Damage​

Wind damage is excluded, including:

  • Gale force winds; winds that exceed 50 MPH
  • Hurricanes
  • Tropical storms
  • Tornadoes

Pest and Wildlife Intrusion​

Intrusion into or damage to the home caused by birds, insects or mammals to include rodents is excluded from coverage.

Homeowner Actions​

The following are excluded:

  • Changes of the grading of the ground by anyone other than us or our agents which results in surface drainage towards the home or permits water to pond against the foundation
  • Changes, additions, or alterations made to the home or the common elements by anyone after the warranty period begins, except those we authorize in writing
  • Any defect in material or workmanship supplied or performed by anyone other than us, our agents, or trade partners
  • Improper maintenance, negligence, or improper use of the home that results in rot, dry rot, moisture, rust, mildew, or any other damage
  • Dampness or condensation due to your failure to maintain adequate ventilation
  • Damage resulting from the weight and/or performance of any type of waterbed or other furnishings which exceeds the load bearing design of the home

Normal Conditions​

  • Normal wear and tear or normal deterioration of materials
  • Economic damages due to the home's failure to meet consumer expectations

Environmental and Other Exclusions​

  • Any costs arising from the actual, alleged or threatened discharge, dispersal, release or escape of pollutants
  • Any costs arising from the effects of electromagnetic fields (EMF's) or radiation
  • Any damage to personal property that does not result from a construction defect
  • Any "consequential or incidental damages"
  • Any damage to consumer products
  • Any construction defect which you have not taken timely and reasonable steps to protect and minimize damage
  • Any damage incurred after or as a result of your failure to notify us in a reasonable timely manner
  • Any costs or obligations paid or incurred by you without prior written approval
  • Any non-conformity with local building codes that has not resulted in a construction defect
  • Any deviation from plans and specifications that has not resulted in a construction defect
  • Any subrogation costs associated with repairs performed by buyer's insurance company when not approved by us
  • Any item listed on a third-party inspection that is not a construction defect as determined by the standards of performance
  • Homes that were foreclosed on and then resold by the foreclosing agency or at a public auction
  • Any loss or damage that arises while the home is being used for rental, investment or non-residential purposes

Concurrent Causes​

Our limited warranty does not cover any construction defect which would not have occurred in the absence of one or more of the excluded events or conditions, regardless of:

  • The cause of the excluded event or condition
  • Other causes of the loss or damage
  • Whether other causes acted concurrently or in any sequence with the excluded event or condition to produce the loss or damage

See Also​