Financing Your New Home
Unless you are paying cash for your new home, the first item that requires your attention is the selection of a lender and completion of a mortgage application. This should be accomplished as soon as possible.
Take your completed purchase agreement with you when you first visit your lender.
Our Recommended Lender
Classic Homes is proud to recommend Pentrust Mortgage for all of your mortgage and financial needs. Pentrust Mortgage, like Classic Homes, is fully committed to delivering a quality product while providing exceptional customer service. Your Sales Counselor will provide an introduction to Pentrust Mortgage.
While you can select any Mortgage Broker for your financing, we recommend Pentrust Mortgage.
Disclose Completely
It is the job of the lender to understand completely your particular financial circumstances. When providing the lender with the information they need to process your loan application, please make sure that you disclose accurately and completely all the information and items they request.
Overlooked items or inaccurate data can cause delays or even totally stop the process of obtaining a loan.
In this section
- Loan Application Appointment and Checklist — what to gather before your appointment.
- Your Loan Application Appointment — what happens at the meeting with your Loan Officer.
- Loan Processing — the verifications, disclosures, and reports your lender orders.
- Loan Approval and Contingencies — pre-qualification, final approval, and conditions of approval.